AI for more security in finance
Risk Scoring + Compliance Automation. Banks and insurance companies in Germany reduce compliance costs by 40% and improve risk analyses by 60%.
Challenges in the Financial Sector
Regulatory Pressure
Constantly new guidelines (BaFin, MaRisk, DORA) require enormous manual testing effort.
Inefficient Risk Analysis
Manual credit checks take days and are often based on incomplete data models.
Data Privacy Hurdles
Highest requirements for data security often prevent the use of modern cloud solutions.
Success Example: Regional Sparkasse
Before: Manual Process
- ✗ Credit check took an average of 3-5 working days
- ✗ High manual effort for KYC documentation
- ✗ Inconsistent risk assessment by different clerks
After: AI-Powered Scoring
- ✓ Preliminary credit decision in under 5 minutes
- ✓ Automated KYC check with 99% accuracy
- ✓ Centralized, objective risk model according to BaFin standard
The AI solution from Wito AI has revolutionized our back-office processes. We can now process inquiries in real time without compromising regulatory security.
AI Solutions for Financial Institutions
Risk Scoring AI
Real-time analysis of credit risks and creditworthiness based on thousands of data points.
Mehr erfahren →Compliance Pilot
Automated monitoring of regulatory requirements and documentation obligations.
Mehr erfahren →Document AI Finance
Extracting data from balance sheets, contracts, and IDs with highest precision.
Mehr erfahren →Why Financial Service Providers Rely on Wito AI
Regulatory Compliance
Our systems are optimized for the requirements of BaFin and ECB.
On-Premise Hosting
Maximum security through operation in your own data centers or certified DE clouds.
Measurable ROI
Significant reduction of the cost-income ratio through process automation.
Focus Areas in Finance
Banks & Sparkassen
Automation of credit processes and KYC.
Insurance Companies
AI-powered claims settlement and risk assessment.
Asset Managers
Automated reporting and portfolio analysis.
Fintechs
Scalable AI infrastructure for innovative financial products.
Ready for the Finance of the Future?
Schedule a confidential strategy call about your digital transformation.